Business Resources for Family Child Care Providers

Newslink Archives

Newslink Archives

The Newslink is our monthly Web newsletter. You can sign up at the right to receive a free email at the beginning of every month announcing the newest Newslink.


January 2009

Americans with Disabilities Act - 2008 Amendments

2008 Tax Changes for Family Child Care Provider

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December 2008

Strategies for Coping with the Recession
Strategies for Coping in a Recession

Retirement Quiz
Retirement Quiz

Tax Quiz
Tax quiz

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November 2008

New Report Highlights Efforts to Bring Health Insurance and Other Services to Providers
A new report discusses nationwide efforts to offer affordable health care to child care providers

How to Promote Your Business During a Recession
How to market your program when the need for child care decreases

Form 3115 and "Fair Market Value"
How to depreciate items you used in your business and have not yet claimed

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October 2008

Developing a Business Start-up Plan
A list of all the information that should be included in any child care business plan

15th Annual Family Child Care Business Seminar Scheduled for November 8
Tom Copeland shares his knowledge of family child care business practices at this annual seminar

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September 2008

New Bonus Depreciation Rule Will Help Providers in 2008
New depreciation rule applies to items bought in 2008

Transportation Issues for Parents and Providers
A checklist of questions providers and parents should ask before a provider agrees to transport children

When Hiring Your Own Children, Don't Count Chores
Wages paid for "personal chores" performed by a provider's children cannot be deducted

Redleaf National Institute Incorporated Into Resources for Child Caring
Redleaf National Institute now functions as the Business of Child Care division of Resources for Child Caring

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August 2008

2008-2009 Food Program Reimbursement Rates
Rate increases for providers reimbursed by the Food Program increased by 5.5%

How Much Do I Need in Retirement?
Resources for calculating how much money you need to save for retirement

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July 2008

Unregulated Provider Wins US Tax Court Case
Tax Court supports unregulated provider's business deduction claims

IRS Standard Mileage Rate Increases July 1
2008 mileage rates go up to 58.5 cents per mile in July

Federal Minimum Wage Rises Again
New federal minimum wage applies to providers with more than one employee

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June 2008

Closing for the Summer
How reduced summer hours can impact your finances and tax deductions

Upcoming Special Trainings
Upcoming provider trainings in Chicago and Costa Rica

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May 2008

2008 Provider Appreciation Day is May 9th
Celebrate child care professionals on May 9 this year!

Three Key Money Management Tips for Family Child Care Providers
Three ways to improve your financial security as a child care professional

Hiring Employees: It's Not the Taxes, It's the Paperwork
A list of rules child care providers must follow when they hire an employee

Deadline for Associations to File Form 990N is May 15, 2008
How to file informational form 990N with the IRS

Three Key Legal and Insurance Tips for Family Child Care Providers
Three tips providers can take to reduce the risks of running their business

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April 2008

Four Key Tips on Contracts and Policies for Family Child Care Providers
Important information to consider when constructing your child care business' contract and policies

Three Key Record Keeping Tips for Family Child Care Providers
Why it's important to follow these three record keeping rules

How to File Form 990N
What associations need to know before filing Form 990N

Four Key Tips on Marketing for Family Child Care Providers
Important information to consider when considering marketing strategies

IRS To Revise Family Child Care Audit Guide
Tom Copeland's suggestions for the revised Audit Guide

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March 2008

Family Child Care Associations Can Now File Form 990-N
All providers should file an annual information form with the IRS

Get Free Tax Help from the IRS
Ways in which the IRS can help you prepare your taxes

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February 2008

Child Care Providers Ratify Union Contract in Michigan
How a union in Michigan is working to help family child care providers

Estimated Taxes
What providers need to know about paying estimated taxes

Online Tax Resources
Places to visit on the Internet for tax help

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January 2008

Your Social Security Number and Privacy
How to procure and use an employer identification number (EIN)

Calculating Food Reimbursements for Provider's Own Children

New Tax Law Changes for 2007
Changes that providers should be aware of as they file their 2007 tax return

IRS Article on Choosing a Tax Preparer
What to look for in a tax preparer

Help Yourself and Families Get the Credit They Deserve This Tax Filing Season
A list of child care-related tax credits available to providers and parents

Minnesota Tax Credits
Tax credits available to Minnesota-based providers and parents

Protecting a Provider's Privacy in Family Child Care
What kinds of privacy rights do family child care providers have?

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December 2007

Tax Return Checklist

Giving Identification Numbers to Parents

2008 Standard Mileage Rate
Mileage rates increase slightly for 2008

Learning New Habits about Spending
An excerpt from a soon-to-be-released book from Redleaf Press about money management and retirement

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October 2007

How to Get an Employer Identification Number (EIN)

The Importance of Record Keeping in an Audit
How careful record keeping can help you avoid audit difficulties

Government Loses Billions as Sole Proprietors Underreport Their Income
How the results of a new study on sole proprietor tax noncompliance may affect providers

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September 2007

Where to Get a Loan
Advice for finding and procuring a loan

IRS Deadlines - Estimated Taxes and SIMPLE IRAs for September
When and how to file 3rd quarter estimated taxes and establish a SIMPLE IRA

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August 2007

Clarification on Minimum Wage Law
New law applies only to providers who hire more than one employee

Family Child Care Associations Face New IRS Filing Requirements
IRS rules that all tax-exempt organizations must file annual information return

Food Program Handouts Updated
Handouts edited to reflect new meal rates

Upcoming Special Redleaf National Institute Trainings
Highlights of upcoming RNI workshops

Food Program Income Eligibility Guidelines for 2006-2007
How to know if you qualify to receive Food Program reimbursements for your own children

Will The State Pay For Your Registration Fee?
Not all states reimburse registration fees

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July 2007

Setting Financial Goals
Suggestions for ways to start (or continue) saving money

Is It Income If I Don't Report It?
Why money you receive from parents is always considered taxable income

2007-2008 Food Program Reimbursement Rates
Rate increases for providers reimbursed by the Food Program increased by 4%

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June 2007

Questions about Unions Answered
Responses from family child care unions to questions providers sent to us

New Minimum Wage Law Affects Providers
What providers need to know about the upcoming increase in federal minimum wages

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May 2007

Electronic Payments for Child Care Now Available with C-K Kids
An easy and convenient way to handle parent payments

New Report Reviews Recent Family Child Care Research
A new report contains information about the family child care industry

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April 2007

A Plan to Eliminate Illegal Child Care
What to do about providers who operate illegally

Case Study: How to Fight the IRS and Win
How a provider successfully challenged her auditor's claims

Report on Family Child Care Unionizing Published
Description of the legal basis for the unionization of family child care providers around the country

Redleaf National Institute Director Wins Award
Tom Copeland receives 2007 Advocate of the Year Award from the Nebraska Family Child Care Association

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March 2007

Professional Development: When Education Costs Are Deductible and When They Are Not
How to determine whether you can deduct your education costs

Using Tax Preparation Software

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February 2007

Family Child Care Unions Sign Contracts with Three States
How unions are beginning to organize family child care providers

Illinois: Site of Nation's First Union Contract with Family Child Care Providers
How a new union contract affects providers in Illinois

Oregon: Two Unions Reach Agreement on State Contracts
How a new union contract affects providers in Oregon

Washington State Reaches Agreement with Child Care Union
How a new union contract affects providers in Washington

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January 2007

Will You Owe Estimated Taxes for 2007?
How to determine whether or not you should pay estimated taxes

Forms Survey Winners

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December 2006

What You Don't Know About Homeowner's Insurance Can Hurt You
How to avoid financial disasters that may befall providers who run child care businesses out of their homes

Family Child Care Tax Companion
New book to help providers and their tax preparers navigate complicated tax forms

How to Prepare for an Investigation
Questions to consider before an interview with an investigator

Making the Most of Dependent Care Plans
How parents and providers can take advantage of new dependent care assistance program deadlines

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October 2006

You're Being Investigated...Now What?
What to do if a child gets injured while in your care

Finding a Lawyer
Resources for finding an attorney

Web Survey Winners
Three women each won a $20 Redleaf Press gift certificate in our recent survey

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September 2006

2006 Family Child Care Business Seminar
Information about the upcoming 2006 Business Seminar in Maplewood, MN

National Association for Family Child Care Issues Guidelines for Union Organizing
Comments and recommendations from NAFCC for unions working with family child care providers

SEIU Response to NAFCC Position Paper
One union's response to NAFCC's guidelines

The Importance of the Child and Adult Care Food Program
How the Food Program benefits providers financially and professionally

Searchable Database of Activities and Recipes Now Available Online
Redleaf Press launches new Web site feature

IRA Tax Credit Extended Beyond 2006
How to save on your taxes by contributing to your retirement account

Redleaf Institute Director Receives National Recognition
NAFCC honors Tom Copeland at conference

Take a Class from Tom Copeland in Your Own Home!
Information about the online classes offered by Redleaf National Institute

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August 2006

Food Program Income Eligibility Guidelines
How to know if you qualify to receive Food Program reimbursements for your own children

Will The State Pay For Your Registration Fee?

2006-2007 Food Program Reimbursement Rates
Small rate increases for providers reimbursed by the Food Program

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July 2006

Redleaf Wins Attorney's Fees in Tax Court Case
Tom Copeland wins $6,800 in audit case

Unions and Family Child Care: A Primer
How union representation affects family child care providers

C-K Kids Video Tour Now Available
Live online "tour" of C-K Kids now available

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June 2006

The Business Side of Kith and Kin
Business requirements and tips for unlicensed women and men who care for children in their homes. The difference between legal unlicensed and illegal providers.

Redleaf Saves Provider Thousands of Dollars in IRS Audit

Redleaf Saves Provider Thousands of Dollars in IRS Audit
Tom Copeland saves provider $8,000 in taxes

Where Should I Invest My Money for Retirement?

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May 2006

Using Your Contract Effectively
Excerpt from Contracts and Policies

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April 2006

Letter from Phyllis Rosales

One Provider's Goal: Earn $100,000 This Year
How one provider runs her profitable business

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March 2006

Redleaf Wins US Tax Court Victory for Provider
Tom Copeland saves provider $2,000 in taxes

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February 2006

Money Saving Tips
Creative ways to save money

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January 2006

Form 944 Rule
Information on IRS Form 944 for claiming payroll taxes only once a year. Deadline reminder for providers who owe less than $1,000 in payroll taxes.

When a Provider Pays 100% of Payroll Taxes
Why paying payroll taxes yourself can be easier than taking them out of your employees' paychecks

Redleaf National Institute on National Public Radio
NPR interview with Tom Copeland on efforts to unionize family child care providers

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December 2005

Custody Disputes: Married and Unmarried Couples
How to work with unmarried parents of a child in your care

Star Tribune Publishes Article Featuring Tom Copeland
Recent article in Star Tribune about one family child care provider's audit experience

Lessons from Recent IRS Audits
Record-keeping tips to consider before you're audited

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November 2005

Early Drop-Off and Late Pick-Up
How to handle parents who drop off their children too early or pick them up too late

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October 2005

Iowa Food Program Policy Overturned
How one provider--with RNI's help--changed Iowa's Food Program rules

Making the Best of a Natural Disaster
How to handle the effects of hurricanes and other natural disasters

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September 2005

Credit Reports
How to get three free credit reports every year

The Impact of High Gas Prices
How to lower your gas expenses

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August 2005

The Space Percentage
How to calculate the Space part of the Time-Space Percentage

Letter from Valerie J. Owens

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July 2005

Finding Our Voice in SEIU

The Time Percentage
How to calculate the Time part of the Time-Space Percentage

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June 2005

Redleaf Offers Help with IRS Audits

Family Child Care Audit Cases

The Basics of a Contract

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May 2005

Choosing Liability Insurance

Family Child Care Providers Must Claim Allowable Deductions
Why you should claim deductions

Why Have Insurance?

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April 2005

Hiring Family Members
What records to keep when you hire your own children

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February 2005

Must I File a Tax Return?

The Importance of Attendance Records
Why attendance logs in your child care program may be your most important records

Record Keeping for New Family Child Care Providers

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January 2005

AFSCME Organizes Family Child Care
How AFSCME's Child Care Providers Together program is helping providers across the country

Getting Started in the New Year

Financial Resources for the New Year

Social Security and Family Child Care
What role Social Security will play after family child care providers retire

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December 2004

Do You Have a Bonus Coming?
How parents can pass on any unspent money in their flexible spending accounts

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November 2004

Hypothetical Legal Situations

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October 2004

What Are Your Policies When a Natural Disaster Strikes?
How to handle unexpected closures or business property damage due to bad weather

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September 2004

The Many Business Responsibilities of Hiring an Employee

Tips on Cutting Expenses

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August 2004

Shared Expenses
What to claim for household expenses

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July 2004

Should You Provide Care In Your Home?
What to consider if you choose to buy another home to separate your child care business from your family

The Three Choices of Life: How to Resolve Conflicts with Parents
How to deal with stress in your business

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June 2004

Child Care Financing Available in Five States
Low-interest loans for child care providers

Holding Fees
How to handle requests to hold an opening in your program

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May 2004

Advice for Beginning Child Care Providers
An experienced child care provider shares a few tips on running a successful business.

Contract Complications

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April 2004

When It's Not Your Choice to Say Goodbye
Cindy Clark tells about her experience with families quitting her daycare without warning.

Parent Interview Tips

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March 2004

Protecting Your Business Name
When and how to register your business name

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February 2004

Marketing Your Business

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January 2004

Depreciation Methods for 2004

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December 2003

Tax Resources

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November 2003

Is Now the Time to Buy an SUV?

Turning a Loss into a Gain: Deducting Casualty Losses

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October 2003

Legal and Illegal Discrimination

Taking Care of Business

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September 2003

What Records Should I Keep?

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August 2003

IRS Proposes New Form to Qualify to Claim the Earned Income Tax Credit

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July 2003

New IRS Proposed Rules on Earned Income Tax Credit May Impact Providers

The Institute and the IRS, Live!

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June 2003

Health Insurance Deduction

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April 2003

Charging Extra Fees

Disability Insurance

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March 2003

Study Says Providers File Inaccurate Tax Returns

IRS Reduces Burden for Family Child Care Providers

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February 2003

A Non-Paying Parent

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January 2003

IRS Tax Rules on Sale of Home Aid Providers

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December 2002

Protecting Yourself When a Parent Leaves

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October 2002

Changes to the Food Program

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August 2002

Bond Basics

Homeowner's Insurance Coverage

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July 2002

What Should I Do with My Savings?

IRS Will Allow Family Child Care Providers to Use a Standard Meal Allowance Rate

Summertime Food

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June 2002

Insurance Carriers Canceling Homeowner's Insurance Policies

Living with Life Insurance

What Welfare Reform Means for Family Child Care

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February 2002

Discounted Health Insurance Opportunity

Providers Are Becoming More Web Savvy

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January 2002

Undocumented Workers and Family Child Care

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November 2001

Credit Card Interest

Medical Savings Accounts

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October 2001

The Case of the Fading Receipts

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September 2001

Credit Card Trap

Just What is Adequate Liability Coverage?

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August 2001

Deducting Cameras

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July 2001

Home Improvement

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May 2001

Is it a Grant or a Gift?

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February 2001

Help in Valuing Your Property

Coping with High Energy Costs

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June 2000

Telephone Expenses

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March 2000

Business Trips

IRS Clarifies Tax Consequences of Military Housing Allowances

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February 2000

Is Your Property Covered By Your Homeowner's Insurance Policy?

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August 1999

Time on the Internet

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